AI Credit Team · Now Available

Meet Your
AI Credit Team

Upload your credit report and get a free breakdown of what's hurting your score. Then unlock your Credit War Room — a team of 5 AI agents working around the clock to dispute negatives, draft letters, track deadlines, and protect your progress.

Secure upload · Private dashboard · Every deadline tracked · Educational self-help tool

Your Credit War Room Includes

5 AI Agents Working Your Case

Rex
Report Analyst

Reviews your credit report and identifies negative items, balances, inquiries, bureau differences, and possible issues.

Nova
Strategy Expert

Helps organize your next steps and prioritize what to work on first based on impact and likelihood.

Pen
Letter Drafter

Creates dispute, goodwill, validation, and follow-up letter drafts for you to review and send.

Vault
Case Tracker

Tracks dispute dates, response deadlines, uploaded letters, case status, and overall progress.

Lex
Law Monitor

Explains credit rights, timelines, and compliance basics in plain language based on your situation.

The Process

How It Works

01
Upload Your Credit Report
Start with a secure upload so Rex can review your report from any major bureau or service.
02
Get a Free Credit Snapshot
See what may be affecting your credit, what needs attention, and which bureaus have the most damage.
03
Unlock Your Credit War Room
Access the full AI team for strategy, letter drafting, case tracking, and response review.
04
Track Your 30-Day Credit Cycle
Log responses, monitor deadlines, review your progress, and prepare follow-ups each month.
05
Rebuild and Protect
Get reminders for utilization, payment timing, credit habits, and future offer reviews.

Features

Inside the Credit War Room

✓Free credit report breakdown
✓Negative item summary
✓Bureau comparison
✓Dispute strategy suggestions
✓Letter drafts (dispute, goodwill, validation)
✓Case tracking per account
✓Response upload review
✓Deadline reminders
✓Monthly progress timeline
✓Credit rebuild guidance
✓Scam & offer scanner (coming soon)
🤝

Credit Repair Shouldn't Feel Lonely

Most people don't know what to do after they look at their credit report. They don't know what to dispute, what to leave alone, when to follow up, or what a bureau response means.

The Credit War Room gives you a team-style dashboard that helps you stay organized, informed, and consistent through the process.

Pricing

Simple, Honest Pricing

No contracts. Cancel anytime. Start free.

POPULAR

Standard

$29.99/mo

All 5 AI agents · Mail letters yourself

  • ✓All 5 AI agents (Rex, Nova, Pen, Vault, Lex)
  • ✓Unlimited dispute letter drafts
  • ✓Case tracking & 30-day deadlines
  • ✓Bureau response review
  • ✓Monthly credit moves plan
  • ✓Cancel anytime
Get Started →
BEST VALUE

Done-For-You

$129/mo

We mail your letters certified for you

  • ✓Everything in Standard
  • ✓We print & mail certified letters
  • ✓Tracking numbers auto-added to Vault
  • ✓30-day clock starts when we mail
  • ✓Confirmation email when letters go out
  • ✓4 certified letters/month included — extra letters just $10 each
  • ✓Billed monthly after your letters go out — never in advance
Start Done-For-You →
10 SPOTS

VIP

$199/mo

Human expert + AI in your corner

  • ✓Everything in Standard
  • ✓Personal report review by a human
  • ✓Monthly 1-on-1 strategy call (30 min)
  • ✓Human-written custom dispute letters
  • ✓Creditor response interpretation
  • ✓Priority support — reply within 24 hrs
Apply for VIP →

Not ready yet?

Questions

FAQ

Is this a credit repair company?
No. This is a self-help credit education and organization tool. It helps you understand your report, draft letters, track your process, and manage your next steps.
Do you guarantee results?
We guarantee the work — not the outcome. Your AI team will scan your report, build your strategy, draft your letters, and track every deadline, guaranteed. No company can lawfully promise specific score increases or deletions — under federal law (the Credit Repair Organizations Act), anyone who does is breaking it. What we promise is that nothing on your case gets missed.
Is my information private?
Yes. Your report contains sensitive information, so the platform is designed for secure uploads and private account access.
Do I need to know credit repair already?
No. The app is built to explain the process in plain language and guide you step by step through everything.

Get Your Free Credit Breakdown

Upload your report below. No account required to start.

Secure upload · Private · Educational self-help tool only